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| Conforming 30 Year Fixed Rate Loan |
| Conforming 15 Year Fixed Rate Loan |
| Conforming 5 Year Adjustable Rate Loan |
| Indiana Housing MRBP |
| Portfolio 30 Year Fixed Rate Loan |
| Portfolio 15 Year Fixed Rate Loan |
Rates last updated on Friday, May 09, 2008
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Conforming 30 Year Fixed Rate Loan
Community First Bank conforming loan amounts of $50,000.00 to $417,000.00, with a loan to value of up to 90% for refinance transactions and a 5% downpayment for purchase transactions, for qualified borrowers and properties. Call us for information on our 0% down and First Time Homebuyers programs. We also offer loans on manufactured homes and for less than perfect credit. Rates and APR's may vary based upon the loan amount and are subject to change without notice.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.875% | 0% | 5.893% |
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Conforming 15 Year Fixed Rate Loan
Community First Bank conforming loan amounts of $50,000.00 to $417,000.00, with a loan to value of up to 90% for refinance transactions and a 5% downpayment for purchase transactions, for qualified borrowers and properties. Call us for information on our 0% down and First Time Homebuyers programs. We also offer loans on manufactured homes and for less than perfect credit. Rates and APR's may vary based upon the loan amount and are subject to change without notice.
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.625% | 0% | 5.654% |
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Conforming 5 Year Adjustable Rate Loan
Community First Bank conforming loan amounts of $50,000.00 to $417,000.00, with a loan to value of up to 90% for refinance transactions and a 5% downpayment for purchase transactions, for qualified borrowers and properties. Call us for information on our 0% down and First Time Homebuyers programs. We also offer loans on manufactured homes and for less than perfect credit. Rates and APR's may vary based upon the loan amount and are subject to change without notice.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.625% | 0% | 5.329% |
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Indiana Housing MRBP
For qualified new home buyers, this program offers below market interest rates. The Indiana Housing is geared towards helping borrowers with limited credit and downpayment. Although the program is intended for first time home buyers, you may qualify based upon the area the home is located. Income limitations vary according to household size and location.
Term: 30 years
Maximum Amount: $100,000
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| Rates | Points | APR |
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| 5.25% | 1% | 5.372% |
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Portfolio 30 Year Fixed Rate Loan
Community First Bank's Portfolio Fixed Rate Loan offers a solution for situations or property types that do not meet Fannie Mae Guidelines. This loan will be held In-House and allows more flexibility for larger land tracts or homes that do not conform to Secondary Market requirements.
Term: 30 years
Maximum Amount: $200,000
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| Rates | Points | APR |
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| 7% | 0% | 7.019% |
| | Acreage!!! Construction to Permanent one close Loan!!! We have them. CFB's Portfolio products offer you flexibility and value. |
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Portfolio 15 Year Fixed Rate Loan
Community First Bank's Portfolio Fixed Rate Loan offers a solution for situations or property types that do not meet Fannie Mae Guidelines. This loan will be held In-House and allows more flexibility for larger land tracts or homes that do not conform to Secondary Market requirements
Term: 15 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 6.5% | 0% | 6.53% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $792. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $792. Your actual APR may be different depending upon these factors.
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